Nowadays it’s not uncommon for someone of the opposite gender to live with someone of the opposite gender, especially with the current economic situations we're in. Forty years ago it was very strange and socially unacceptable for a woman to move in with a man that wasn’t her husband. That was viewed as living in sin and shacking up.
Now in 2018 with student loans, credit card bills, low and stagnant wages, and other contributing factors, people, mostly Millennials, are gladly shacking up to make it financially the best way they can. When I say the best they can I mean not paying certain bills one month just to stay afloat financially and couponing.
According to a recent report done by CNBC, the average Millennial is bringing home $35,000 a year and that’s BEFORE TAXES 😷. So if someone makes $35,000 a year and lives in New York City, with only one dependent, their net pay would be $24,000 a year ($2,000 a month).
With the $2,000 a month you have to pay rent (average rent in NYC for a shoe box-sized apartment is $2,662 according to rent trend data from the city data), buy groceries, pay for transportation, health insurance, clothes, etc. With this in mind, one can see how having a roommate is the cheapest option.
If you’re like me, you watch a lot of Lifetime movies and the ID network so the idea of a roommate is scary. Of course, if you live somewhere cheaper like the South you could do more with $2000 a month like getting a house in a nice neighborhood, have a car, pay bills, and be able to put some away in savings.
If you’re not going to move anywhere cheaper, then either a ROOMMATE or getting a second job may be the best option that way you can have more money to spend on everyday things and paying bills.
If you live in a big city like Chicago there will definitely be a lot of things that require money, but there are also a lot of free things so it’s always good to have the extra money because you never know what emergency situation may arise.
I know plenty of women that have roommates temporarily until they have the ability to pay the entire rent by themselves. I also know a lot of people that tried roommates for their first home and they said they will never do it again because the roommate always made noise or had company over late at night.
I had a friend one time who had a guy roommate who was very nasty and refused to clean up after himself. Luckily for her, she stayed in an apartment that gave her and her roommate their own bedroom and bathroom with a lock; that way they didn’t have to worry about anyone going in their room. She had her own bathroom, which included the usual a tub/shower, toilet, sink, and it had a door. That way her bathroom was separate from her bedroom. Her bedroom was big too, plus the apartment included cable in the rent so she had her own TV and everything.
She and the roommate did have to share the refrigerator, microwave, table, and garbage can, but my friend’s room was so big she bought a mini fridge in and a mini microwave and her own garbage can so she didn’t have to worry about his filth.
She definitely learned her lesson and got her own room after that.
With this in mind, whether you're a boy or girl, find out whether or not you would like a roommate and be sure that way you don’t have to break the lease and pay any extra money for broken lease charges.